Kruser- give the kid a break...you ever come to a forum looking for advice?
http://forum.therx.com/showthread.php?t=238467
Interesting thread from 2004... and one fascinating thing that caught my eye was how 3 of the early replies are now banned posters, LOL, and Omnivorous Frog replied in there as well. I see several still great posters also providing good advice back then.
Kruser, I'm glad that you have overcome that mountain from that low point in your life (if that's an accurate description). This is a good example of where people *DO* change, but most people have the "mind-set" that 80-90% of people in same situations "never really fully recovers". Glad to see that you're doing good as you are in the minority on that then!
Now, just keep in mind that sometimes, when I read your posts, they do come out as "quite blunt" and "brash" sometimes. Especially through cyberspace, it's hard to tell whether a person is being a prick, sarcastic, or simply frustrated with patterns like you are trying to say, ya know?
Then you end up clarifying or having to defend yourself when people misunderstood your intention... the cycle continues, etc.
Dang, I babble... but that old thread was a good read to see that you listened to good advice (and didn't go all-in on that $2K debt as I believe it would have been a loss by like 1.5 points based on reactions in that thread; total landed on 59 when the play was Under 57.5??).
Cheers,
* CalvinTy