I have agambling problem...http://www.youtube.com/watch?v=h6k6qCeX2R4
Guys, dont bash WVU here. Even if he gives the guy $2000, do you really think that $1000 will hurt WVU at all if the guys never repays it??
The cashcall on his credit report is REAL troublesome though. I believe that I saw on TV that the interest on cashcall could as high as 100% or so. It is better than a payday loan, but a horrendous option for ANYONE!
Having said that, he seems like he wants to pay the loan back. He wants around 15% interest rate. Really, he should get around 28% or so at a bank. Some would do it for 18% at a bank, but not too many. So desination, if you are serious, then you need to accept 25% interest or so. If he were going to scam everyone, then he would say that he would accept 40% interest or higher.
Obviously the guy has had a bad run in baseball. But that doesnt mean that he wouldnt pay the loan back.
But desination, everyone here is REAL leary because you are BRAND new to this site. If this was someone who had been a while, LIKE Choptalk OR WVU for instance, then you would have had your money already.
I see that alot of posters suggested that he sell the car and take a bus. That is not an option for alot of people. In my hometown, we do not even have a bus system. I only see maybe 1 cab per month on the road around here and I have NO IDEA where they come from. So therefore, without a car, then you have to walk 20 miles to work for instance. Just not an option. Everyone can afford some sort of car for local driving. I dont believe that collateral will help in terms of his car. It would be wayyyy too hard to repossess the car and most likely the car is worth less than $5000.
Now that I have taken up for the guy, it is time for me to ride the fence. He probably has taken loans from all of his family and friends already. If he has used cashcall for a loan, then he is one step away from suicide! If you are willing to pay interest like they offer, then something is SERIOUSLY wrong. This guy will use all of this money on betting baseball this month. Great time to own a sportsbook.
But if WVU feels this guy is good to go, then maybe I will jump on board for $500 or so.
The cashcall on his credit report is REAL troublesome though. I believe that I saw on TV that the interest on cashcall could as high as 100% or so. It is better than a payday loan, but a horrendous option for ANYONE!
Having said that, he seems like he wants to pay the loan back. He wants around 15% interest rate. Really, he should get around 28% or so at a bank. Some would do it for 18% at a bank, but not too many. So desination, if you are serious, then you need to accept 25% interest or so. If he were going to scam everyone, then he would say that he would accept 40% interest or higher.
Obviously the guy has had a bad run in baseball. But that doesnt mean that he wouldnt pay the loan back.
But desination, everyone here is REAL leary because you are BRAND new to this site. If this was someone who had been a while, LIKE Choptalk OR WVU for instance, then you would have had your money already.
I see that alot of posters suggested that he sell the car and take a bus. That is not an option for alot of people. In my hometown, we do not even have a bus system. I only see maybe 1 cab per month on the road around here and I have NO IDEA where they come from. So therefore, without a car, then you have to walk 20 miles to work for instance. Just not an option. Everyone can afford some sort of car for local driving. I dont believe that collateral will help in terms of his car. It would be wayyyy too hard to repossess the car and most likely the car is worth less than $5000.
Now that I have taken up for the guy, it is time for me to ride the fence. He probably has taken loans from all of his family and friends already. If he has used cashcall for a loan, then he is one step away from suicide! If you are willing to pay interest like they offer, then something is SERIOUSLY wrong. This guy will use all of this money on betting baseball this month. Great time to own a sportsbook.
But if WVU feels this guy is good to go, then maybe I will jump on board for $500 or so.
Yea i just seen it on a commercial and thought I'd try to help him out and post it.
Dont understand why everyone is jumping all on this guy's case. Everyone makes mistakes in life and he needs to learn. If no one wants to loan him the money thats fine, but there's no need to kick the guy while he is down...
