Is PaywithPercocet from Plano TX the Worst kind of stiff?

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I understand the argument, but lets keep it clean, edited a piece of your post HC
 

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You are just miserable, but let's see if you can follow me.

Locals who offer credit accounts as their bread and butter...there is a lot of risk. No matter how hard you try to do it right, there is an element of risk inherent in the business model. So you try to keep it tight, only book friends, etc. But if you were to ONLY book people you TRULY trusted with your life, your client sheet would consist of your wife and your parents, and I doubt your mom wants a nickel on Michigan this afternoon.

This is how a credit local builds his business. He extends credit to people that, in his estimation, are worthy of that credit. If you think there are people out there with 750 credit scores clamoring for credit accounts you got another thing coming. You are dealing with a seedy bunch by nature.


I have known Defying for a long time and I also know PWP and I vouched. For you to turn around and give the bookie some sort of culpability is ignorant.

I agree with some of that.
How well did you really know this guy?
Do you know him personally?
Or did you just know him from the internet?

I realize that even the best of the best bookies runs into some risk.
But from what I see you guys are extending credit to the slums of the slums and expecting a good result.

Only way I could be wrong about this situation is if you know this poster better then I assume.

But I doubt you do. If I am wrong about that then I will take most of what I said back.

But yes, the bookies does deserve part of the blame in this.
Just like the banks deserved part of the blaming in the housing crisis in 2008.

Give a loan to someone who don't deserve it and you have what we had in 2008.

If a credit player cannot put up a decent deposit to start this is not someone you want unless that person has impeccable references.

But anyway keep doing your thing.
 

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What's his real, full name?

No way he's from Plano...we don't do em like that. Prolly North Dallas...Haverwood/Tollway area.
 

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I agree with some of that.
How well did you really know this guy?
Do you know him personally?
Or did you just know him from the internet?

I realize that even the best of the best bookies runs into some risk.
But from what I see you guys are extending credit to the slums of the slums and expecting a good result.

Only way I could be wrong about this situation is if you know this poster better then I assume.

But I doubt you do. If I am wrong about that then I will take most of what I said back.

But yes, the bookies does deserve part of the blame in this.
Just like the banks deserved part of the blaming in the housing crisis in 2008.

Give a loan to someone who don't deserve it and you have what we had in 2008.

If a credit player cannot put up a decent deposit to start this is not someone you want unless that person has impeccable references.

But anyway keep doing your thing.

a) yes I do know both of these guys better than you think and
b) I will accept your apology and
c) there is no "you guys", I didn't extend anyone credit and I don't book
 

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I understand the argument, but lets keep it clean, edited a piece of your post HC

I missed the email that Wilheim came back and you couldn't call someone names in the offshore when they're sticking their nose in your business just to say I told you so.

My apologies.
 

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I missed the email that Wilheim came back and you couldn't call someone names in the offshore when they're sticking their nose in your business just to say I told you so.

My apologies.

:youmad:
dont hate when I flex these mod muscles
 

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a) yes I do know both of these guys better than you think and
b) I will accept your apology and
c) there is no "you guys", I didn't extend anyone credit and I don't book


Never said you booked.
B) Sad to hear that. I would hope none of my close friends would ever do that to someone. If they did they would no longer be my close friend.
 

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I missed the email that Wilheim came back and you couldn't call someone names in the offshore when they're sticking their nose in your business just to say I told you so.

My apologies.


Yea sticking my nose in a thread on a public forum asking for opinions.

Thats a new one.

Have a great day.
 

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What's his real, full name?

No way he's from Plano...we don't do em like that. Prolly North Dallas...Haverwood/Tollway area.

If you read the thread closely you can see his last name but there is no way I'm giving up Andrew's first name.
 

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Yea sticking my nose in a thread on a public forum asking for opinions.

Thats a new one.

Have a great day.

Do you have a point beyond "I told you so" or "this would never happen to me"?

Take us to school and explain how you built your empire while never having to deal with this.

Oh I forgot we're dealing with the kind of person who villainizes the victim by saying he should have known better.
 

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Financial transactions between posters.


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Do you have a point beyond "I told you so" or "this would never happen to me"?

Take us to school and explain how you built your empire while never having to deal with this.

Oh I forgot we're dealing with the kind of person who villainizes the victim by saying he should have known better.

I just don't agree with you on the victim thing.

That would be like screwing a hooker without a condom and then blaming the hooker because you got aids.

Defying said he has had a 40% stiff rate from forum posters.
If 40% is good then I say keep it up.
 

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FWIW, I think Chop and HC are both kind of correct...they are just fighting cause they don't like each other.

HC knows the stiff personally but I wouldn't use the word "vouch" cause then you are kind of on the hook for the stiff amount. But I get it. You have a friend that has credit connections and a friend that you trust and wants credit. Why not link the two.

Chop is right. Risky as shit....now more than ever. When it is on a forum it is more risky cause the stiff could live across the pacific ocean in Hawaii and that is harder to collect than some guy you see at the local bar every other week anyways. Posting up a % of credit is the best option for running credit on forums. I think $3000 is a strange number. What if you only extend $500 credit? what if you extent $20k credit? in my opinion from my dealings I think good numbers for "new customers" is a settle amount of 50% - 75% of credit amount and a deposit of half the settle amount. that is really fair because risk between two strangers shouldn't be staggered and for the bettor to post up half of the settle amount I think is fair. settle is the risk cause anything less is no action.
 

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Defying said he has had a 40% stiff rate from forum posters.
If 40% is good then I say keep it up.


I think 40% is a horrid number. But if I were a book...local or otherwise....I think I have to be willing to accept a % of stiffs. most will probably pay the bookie well over the stiff amount before they stiff so that almost negates it. It is the scumbag that never pays which fuck up the profitability
 

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That would be like screwing a hooker without a condom and then blaming the hooker because you got aids.
No, it's nothing like that. NOTHING.

You make it sound like the book preys on scum of the Earth and therefore deserves to get stiffed.

You don't have a clue man. As usual
 
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now now.. let's not fight each other....

this is not the first time that a forum bookie got beat, and won't be the last.
same goes for the forum player getting beat by the wannabe forum bookie.

Shit happens... don't care if you know the guy or not.
even in the Real World, bookies and player get beat.
 

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FWIW, I think Chop and HC are both kind of correct...they are just fighting cause they don't like each other.

No, I'm "fighting" with him cause he's an idiot. Are you reading what he's typing?

If a friend steals cash out of your nightstand at a party it's partially your fault for leaving cash in your nightstand. LOL ok.
 

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No, I'm "fighting" with him cause he's an idiot. Are you reading what he's typing?

If a friend steals cash out of your nightstand at a party it's partially your fault for leaving cash in your nightstand. LOL ok.


when I'm at work I leave my wallet on my desk. Fucking stupid and I only keep it in my pocket if I have over $1000 in there. one day someone is gonna steal like $500 from me and I think it will be partially my fault

but I get it...co-worker vs in-laws
 

NES

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No, I'm "fighting" with him cause he's an idiot. Are you reading what he's typing?

If a friend steals cash out of your nightstand at a party it's partially your fault for leaving cash in your nightstand. LOL ok.

Partially seems pretty fair to me. If you have people in your house you dont know and trust 100% you dont leave stacks of cash lying around.
 

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Partially seems pretty fair to me. If you have people in your house you dont know and trust 100% you dont leave stacks of cash lying around.

since we are talking stiffs I want to say to everyone NES just paid me a huge amount...he is legit

unfortunately he isn't a bookie....he just got me in a big (for me) super bowl block pool
 

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