When you sell your picks, it's a bad year... For Ace not a bad year for his clients it's a bad year... I know all about investing and would not have it in an index at all, that is bad advice. I have my money elsewhere and have been making nice profit last 2 years...
Have to be able to read the landscape and adjust or you will not make any money just like gambling things change and if you don't adjust you lose...
Stock market and gambling are the same either you read the landscape and adjust or lose.... That is my point system not working this year much like investing in an index fund, which over the years has been a safe and profitable way to make money but not in this landscape... Much like the NFL and Ace's system this year...
making $3k/year with any bankroll is hardly an awful year man...you must be smokin some GREAT stuff! an awful year is losing a lot of money. breaking even is fine. i'm sure you understand almost all bettors lose money in the long run. beating the books in any given year is great.
lets say you took that 75k and invested in the stock market like the S&P500 index...well that index is negative slightly for the year so you'd be down money. I don't understand why people think you're supposed to double your money every year betting. can you do that in the stock market? no, no one can. and no one doubles their bankroll every year. that's why there's so many darn towers in vegas...and new ones getting built every year