Do you spend More in Cash or Credit Card ??

[road2perdition]

Just one idiotic comment after another lol. One bible thumping freak with his conspiracy theories, that tin foil hat must be on tight between the Muslims and the Gays and the ghosts he's on high alert 24/7 LOL.

Then the other halfwit questions my intelligence because I can't tell him and another patsiefan apart. Lol. I think that says more about you two than me. Think about it ya hear?!

You must be from low brow Bawston huh?

 

[PatsFan1283]

I understand you're too bitter and angry that you made a drunken mistake and look stupid. I'll forgive you for it.

You seem like a hysterically emotional person for whatever reason. Get sober, switch to decaffe, medicate, do something.

We just saw what happens when a crazed person goes off the deep end, you wanna be next? Fuck that.

 

[road2perdition]

Speaking of surprising, I figured you would respond "You're right, I got you guys confused and disrespected you for no reason. My bad."

Lay off that late night blow bro.

If you promise to lay off whatever cheap crap you're drinking fella.

 

[road2perdition]

I understand you're too bitter and angry that you made a drunken mistake and look stupid. I'll forgive you for it.

You seem like a hysterically emotional person for whatever reason.

Lol, oh yeah I'm so emotional. Seriously just make stuff up as you go don't ya..? Mental issues or just a lot of drinking?

 

[Dante]

Wow JC ..350,000 points that's alot of use out of a card over 1/4 million dollars you spent to get it...

 

[road2perdition]

Wow JC ..350,000 points that's alot of use out of a card over 1/4 million dollars you spent to get it...

He just makes up stuff as he goes just like him having a family yet posting nonsense on here all day. What family man posts nonstop about Jerry Seinfeld becoming a Billionaire or multiple threads about an anonymous poster Greenbacks and obsesses over him? Lol. He's so obvious.

Give me a break with some of these clowns on here Lol.

 

[JustinCruise]

Wow JC ..350,000 points that's alot of use out of a card over 1/4 million dollars you spent to get it...

150,000 of those were bonus points. The rest were built up over 3 years of using the card for literally everything. And we eat out a lot, travel a lot...both are triple points. Probably earned close to 50,000 points on my Disney trip alone last year.



Back to zero though. Spent all the points today on a Disney cruise. Word is chase is going to make the program less attractive so took the opportunity to use them.



I'm on the Barclay card now. 70,000 point bonus. That will be enough to pay for my 3 nights hotel stay when we get back from the cruise

 

[road2perdition]

150,000 of those were bonus points. The rest were built up over 3 years of using the card for literally everything.

The ''family man'' posting right after that post by Dante...he loves his family so much! Lol.

Also this clown whines to the mods about people trolling him yet invites the mockery and trolls himself and he's not even good at it. His comical and juvenile +1s to other people's trolls or ''lol'' is both cowardly and petty and hypocritical.

Family man. Riiight.



This guy just makes stuff up as he goes...

 

[JustinCruise]

It's a beautiful thing


Cashed out the 350,000 chase points for $3500, which covers the Disney cruise. Then book the cruise on Barclay arrival plus, thus receiving the 70,000 point bonus which covers the 3 night hotel stay when we get back to port.

And in the process getting 2× points on barclays for booking the trip and 5% points back when redeeming for the hotel room.


The trip will cost me the price of a few cheap plane tickets from Louisville to Florida



When it comes to credit cards, I'm fucking next level.

 

[JustinCruise]

Thats a good amount of points. I've only got about 50,000 at the moment. Trying to get to your level so Im saving up!

dining, dining, dining



Triple points on all dining so use that card whether its a $400 steak dinner or a $5 big mac. That's when the points start adding up


And if you're married, make sure you add your wife as an authorized user so she can do the same


You should be using that card for EVERYTHING including any and all bills that will allow to be paid by credit card. Just make sure you have it paid off by statement day. And I mean every single purchase in your day to day life even down to small ones. Getting a $3.50 red bull at the gas station, use your card.

 

[Knightrofins]

dining, dining, dining



Triple points on all dining so use that card whether its a $400 steak dinner or a $5 big mac. That's when the points start adding up


And if you're married, make sure you add your wife as an authorized user so she can do the same


You should be using that card for EVERYTHING including any and all bills that will allow to be paid by credit card. Just make sure you have it paid off by statement day. And I mean every single purchase in your day to day life even down to small ones. Getting a $3.50 red bull at the gas station, use your card.

$400 steak dinners, $3.50 red bulls, disney cruises, doesnt own a business and has 25 employees, 10 fantasy football league. All of this with 2 little ones at home.

I know i'm missing a whole lot more but JC is living the life!!!

 

[GoBlue34]

It's a beautiful thing


Cashed out the 350,000 chase points for $3500, which covers the Disney cruise. Then book the cruise on Barclay arrival plus, thus receiving the 70,000 point bonus which covers the 3 night hotel stay when we get back to port.

And in the process getting 2× points on barclays for booking the trip and 5% points back when redeeming for the hotel room.


The trip will cost me the price of a few cheap plane tickets from Louisville to Florida



When it comes to credit cards, I'm fucking next level.

2 things you cashed in 350,000 points that were worth AT A MINIMUM $7,000 for $3,500 so you aren't next level, you are dumb. Also the Reserve has a $450 annual fee, for those points at your earning you are barely breaking even and would be better of getting rid of the reserve do the math mr president.

"Next level" then you wonder why people always give you shit.

 

[JustinCruise]

2 things you cashed in 350,000 points that were worth AT A MINIMUM $7,000 for $3,500 so you aren't next level, you are dumb. Also the Reserve has a $450 annual fee, for those points at your earning you are barely breaking even and would be better of getting rid of the reserve do the math mr president.

"Next level" then you wonder why people always give you shit.

Reserve also has a $300 annual travel credit so the fee is actually $150.


The 350,000 points are worth about $5,000 if you book through chase/transfer to travel partners. I looked into it. There were plane seat restrictions, room restrictions, date restrictions, hotel restrictions, etc... Yes, you could eek out the extra $1500 if you jump through the hoops but I wanted the freedom and flexibility to travel exactly as I want to. Taking the $3500 instead of $5000 to have 100% freedom and flexibility was well worth it to me.


You're also missing another aspect because I parlayed $3500 in points into more points with another card. I used the cashed out $3500 from chase points to hit the Barclay bonus of 70,000 points ($700) plus the usual 2x points and 5% points back. So the $3500 is actually $4200 plus the 2x points and 5% points back on barclay.


So, I gave up around 500 bucks of my chase points value but gained 100% flexibility in getting the exact dates, rooms, etc that I wanted. I will take that trade.

 

[GoBlue34]

Cruise buddy let's say you spend $40,000 a year on your credit card (which no one thinks you do) and that's 60,000 points and you just cashed those out for $600. You also paid $150 annual fee so you netted $450. If you would have a no fee 2% card you would have gotten $800 at the end of the year. Next level stuff buddy!

What's funny about you when I pointed out your flaws you mentioned you could "eek out" an extra $1500 with a couple hoops but it wasn't worth your time since you are a such a high roller but yet the extra $700 in the next paragraph was one of your points. So you stepped over $1500 to pick up $700, makes sense sharp!

To be clear what you should have done is paid for the cruise with Cash on your Barclay card and saved your Chase points for another day or for flights or hotels or experiences. I mean the high rolling president didn't have $3500 to pay for a trip and save it for the next vacation at camp-cruise? I love credit card points I do spend everything possible on a card and use them wisely. I've flown to Rome 1st class on a $12,000 a person ticket for points, that was pretty cool. But man having to click a button to transfer those points to american, that was a lot of work.

No one cares about all this but just like everything else, Cruise knows everything about everything but really doesn't know much. But I still love him

 

[Willie99]

My client that gets the most points has a racket. He's a builder, he pays for all of his materials with AMEX. The lumber yard has his card on file

Spends millions, what a fucking deal

 

[JustinCruise]

My client that gets the most points has a racket. He's a builder, he pays for all of his materials with AMEX. The lumber yard has his card on file

Spends millions, what a fucking deal

Wow

 

[slapshot]

Next level hno:

 

[JustinCruise]

My client that gets the most points has a racket. He's a builder, he pays for all of his materials with AMEX. The lumber yard has his card on file

Spends millions, what a fucking deal

Is it the black card?

 

[Doug]

Cash has become a giant pain in the ass these days. It's almost impossible to spend a $100 bill in your day to day. No one will accept them


Hell, half the stores have a sign that says they dont accept anything larger than a 20.



I do have two rules for cash


1. You ALWAYS need some cash on you. Drives me fucking insane when people literally dont have one dollar in their wallet. My wife does this all the time.


2. I take a decent amount of cash when I travel in case of emergency and for tipping

It should be no problem cracking a $100 bill unless you're just buying a pack of cigs or something at a 24 hour filling station at 3 am
No problem at a larger store like a Walmart, supermarket, etc. Obviously you don't try to pay a taxi driver or small merchant with a bill, but it ain't hard to use them

 

[Willie99]

Is it the black card?

IDK, don't see the card, just the books and the statements