Fish is right, 4-teamers are very difficult to hit, and usually are losers. But betWWTS pays 12-1 for a 4-teamer, and the actual odds are 12.28, if you were to just place straight wagers and parlay them as you go. If you like parlays, 3-teamers are the way to go. You'll win one once in awhile, and the payouts are no less than 6-1 everywhere, and sometimes they're higher. Actual odds are 5.96 to 1, so there can be some good value there.