Having a credit account with a book has to be an advantage.... almost no hassles moving money, etc. But what is it worth in points or on the money line? For instance, do you take a half a point the worst of it at your credit shop vs WU money to a book where you don't have credit? And if you're a 'large' player, is it worth not always getting the best number if you can avoid the hassles of moving large amts of cash with being tracked? With the increased scrutiny on money transfers how much is having a credit account, or multiple credit accounts worth to a player?