I use it also for business and it does nothing but get better every day. It is almost always first with critical injuries , line moves , etc.After one year of working out the bugs, i can only imagine how much better it is going to get. There is nothing wrong with having two or more services, but if you have to have one, i think SO is the way to go.When i think back not that many years ago before the lines went computer some of the things the services did to the books. Boy oh Boy. I would like to start a tread about that some time. Boy, did i get reamed a few times