ID,
Go down to WU and ask them how much money you can get in a day. Ask Neteller how much you can get in a day. Unless Velton wants a bank wire and the accompanying CTR (if he is in the US), then he can't get the money in one day. I support Royal and all books in their attempts to prevent fraud, but I don't have a special affinity for them. I have never kept an account there. All I know is they have been fairly good citizens and it is an issue that could happen to just about any book. I did say they might have taken the delay too far, but I had no doubt in my mind from what type of business they take on that a five figure payout wasn't going to be a problem once they said they would pay it out.
You might think fraud protections are just a sham to not pay people, but they are not. If some scamster is trying to get a dime out of Royal that would be one thing, but $28k is different story. There isn't a book out there that won't do some background work on an amount like that to make sure it is legit. If Royal starts saying we don't care about fraud in 5 figure amounts, that is when I would start to get worried.