Most of UCF's points are results of turnovers. I think Tulsa got those "fuck-ups" out of the way in the 1st half and are definately capable of scoring at any time. Plus, Tulsa gets the ball back first in the 2nd.
I agree with you. I just played them at -13 for the second half. This means I now have a 24 point favorite that only need to win the game by 8 or more. That's real value.