The US Patriot Act looking at my credit activity?!?

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hangin' about
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Un-fücking believable.

U.S. law could open millions of Canadian Visa records

MICHELLE SHEPHARD
STAFF REPORTER
A small sheet of paper slipped in with the bills of millions of Canadian Visa cardholders has sparked an investigation by Canada's Privacy Commissioner and calls for the federal government to stand up for the privacy rights of its citizens.

Canadian Imperial Bank of Commerce Visa customers were sent an amendment to their cardholder agreement this month warning their financial information could be disclosed in accordance with U.S. laws.

[snip]

"Information can now be passed on without your knowledge, without even the CIBC knowing it and nothing has been done about this," Masse said in an interview yesterday.

In recent years both CIBC and RBC Financial have outsourced their credit card operations to a Georgia-based company called Total System Services Inc., which means that Canadian cardholder information now falls under U.S. legislation.

[snip]

Masse says Canadians are now affected by Section 215 of the U.S. Patriot Act, which was enacted a month after the Sept. 11, 2001, attacks, and greatly expands the powers of the Federal Bureau of Investigation.

A lawsuit launched by the American Civil Liberties Union, currently before the U.S. District Court in Michigan, strives to have that section of the act ruled unconstitutional.

"To obtain a Section 215 order, the FBI need only assert that the records or personal belongings are `sought for' an ongoing foreign intelligence, counterintelligence, or international terrorism investigation," the lawsuit says.

"The FBI is not required to show probable cause — or any reason — to believe that the target of the order is a criminal suspect or foreign agent."

__________

Well, guess where ALL of my banking activity is held? I have contacted my bank manager this morning, highly concerned. My statements have ongoing donations to leftist organisations (including and especially a total of six anti-war groups in the US), a spiel of books on Bush and the Neocons, my gambling activity (a non-issue here), plus plus plus. I've heard of a few Canadians who have been turned away at the border for being 'flagged' as (and I'm not making this up) 'unfriendly activists.' I am scheduled to pitch to a potential client in New York next week. This is utterly fantastic. Either my bank switches credit card companies, or I do.

Absolutely, positively, fücked.
 

bushman
Joined
Sep 22, 2004
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Heh.

Its for your own safety Honey.

On Novermber 3rd the US is going to be in the hands of a bunch of Oliver North clones

And working for a US based company is DEFINITELY not a good idea.



If you go to the US now, you could find yourself chained up and heading for a dogcage in Guantanamo Bay. :biglaugh:
 

bushman
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On a more serious note, your credit card is a binding contract between you and the provider.

When they send out the official notification of this amendment by mail you can send a recorded delivery letter back (under UK law) refusing to vary the terms of your contract in this respect.

Under UK law of contract, the mail service is the 'agent' delivering the variation in the contract terms.

What most people do not know, is that you can write BACK to them, and REFUSE to vary the contract.
This is legally binding on both parties, and enshrined in the law of contract.

This would probaly result in your card being cancelled, since they would be in breach of contract and financially liable if they applied their new terms.

Additionally, the ORIGINAL terms of your contract would still apply to your OLD credit history.

So they would also be in breach of contract to release this information.

So write that letter to protect your OLD credit history.
To simply move CC provider, means you accept this new variation you got in the post, and so your old history is accessable to the Ollie North brigade.
 
Last edited:

hangin' about
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Apparently my incoming credit card statement is going to contain a little note explaining this new privacy issue because it is, indeed, outside the original privacy agreement we entered into.

What a giant pain in the butt, tho. My business cards are with the CIBC, my personal card is with the CIBC. And all of it is tied to my regular business credit and accounts.
 

New member
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Sep 20, 2004
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xpanda

Yes, also as an American I must say I am sorry too.
So very sad that the greatest country on earth
owes apologies and much more to so many people.
This administration is invading privacy, abrogating
our rights and trying to associate dissent with
lack of patriotism. But even worse, besides the
loss of innocent lives, is that so many Americans
cannot even see it.
 

New member
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Sep 21, 2004
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I knew I should have paid with with cash at the strip clubs. someday when i run for office i'm gonna have to explain those $500 credit card charges. :drink:
 

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