JFS - Good question, I know Carib was taken off because of some legal issues between the US. and Belize. First Fidelity recieved a lot of flack from posters for cold calling, although I don't believe anyone questioned their ability to pay, or the quality of their service. I can bring up the issue for both books to be added if you want. Just open a thread and ask for them to be added to the list.
Thanks, wil.