Hey zack, I can relate to your getting the runaround with this book. I needed 6480 in action for a payout and gave them 1500 to win 2025; 1800 to win 2250; 1800 to win 1000 and 2000 to win 1980. Thats 7100 risked, but just got declined on a payout that was already confirmed for release. They must be adding up the lesser of the risked amount and payoff amount. In that case it comes out to 6280. Grrrrrr ,,,first book ive ever seen do this,if thats the case.