It's ok . So then money is no object to you is that correct? Here is the 20,000 dollar civic you want for no money down and you can have it for 450 a month give or take sound good ? And that is 5 years at 0.9 % because honda does not do 0% interest ever. So 60 months at 450 per sound good ? Oh and un order to get the 0.9 % are you a 710 or better on transunion or experian ? Sir do you realize in 3 years you will most likely owe more on this car than it is worth? Let me tell you how to protect your investment, 7 year 100 mile warranty. Sound good sir ? The cost on that is only $2,500 which will only take your payment up to $500 a month and you are set. That sound about right to you Mr.Owner in 5 years?
Yep. And right now, you can get 0% from several manufacturers and 0.9% from just about all.
boss, how the hell is someone upside down on a car when they buy it on a 3 year 0% interest loan? I mean every car depreciates, but you're not upside down...
This is complete bullshit. A 0.9% loan isn't gonna cost you $7k in interest over 5 years. You told on yourself when you sad you've sold "thousands of cars." Ive sold 2 Hondas after 3 years on this exact same terms and was over $3-6k more than owed both times.
So desert devil tell me how never putting money down on a car is smart? Higher monthly payment? More debt on a depreciating asset? I am a moron who doesnt have a clue about money so instead of throwing it out the window on a huge monthly car payment i take the money and invest it in something that makes me money instead of a car that costs me money hummmm. Great argument there.
Can you not do the same with the sizable down payment you instead put in your pocket? Hmm...
No, you said $450 a month for 60 months at 0.9% financing. 60x$450= $27000. That's $7k over the $20k sales price you stated. I'm sorry, but that loan is nowhere near that. 14x less than that, actually. So, yes, utter bullshit.
Typical car salesman.
How bout this ? I pay the drive offs on the honda civic which is the tax on first months payment and the dmv fees for the year and the first months payment say 1200 bucks. Are you with me yet? Now i pay 225 per month and in 36 months i can check kbb or edmunds and see if it is worth it to keep or i can take the dealer incentive cash and get a new one with no money down for the same payment or i can buy the car outright and make the 5 k you claim to make when you sell your 3 year old civics or i can be an owner like desert devil at 500 per month and i still owe 2 more years. Hummmmm
$1200 first month payment. Lmao! Dmv fee is $54 here, $300 tax. Sorry, I know you car guys screw a lot of people over and feel good about it, but the bull shit will never fly with me. Now, go meet those sales quotas...
Let's get back to that 7yr/100k Mile extended warranty you want to sell us for $2500. First that price is higher than giraffes pussy, and second, you know that is straight profit for you. I know people are suckered into it all the time, but it's negotiable, definitely not needed, and a huge sales trick for you to make a nice chunk of profit easily...pass!
Go to honda.com and see what the national advertised lease is. Of course dmv is gonna be less in some states. I dont sell cars these days but i can tell you what aside from metro you all are no experts that is for sure. Shit cloverleaf thought you had to give a lease back, desert devil thinks with zero down on a 60 month loan and huge payment is the best way to have his money work for him , and you seem to be magical in that you can finacne a civic drive it for 3 years pay off the loan and make 5 grand on a 20 k msrp car with 3 years worth of miles. I really applogize to all you experts lmao
What does the OP need this car for?He says it's 310 - are there any other costs upfront, adding a leased car requires full on insurance and you can only drive it so many miles. I put 25k plus on 2 cars (about 50k a year) here. Total cost might be much more. i have never leased a car and mainly drive previously depreciated cars...I have put that savings in my 401k and have a 6 figure equity account at Schwab and Scottrade that are doing well.People without 30k in assets buying 30k cars is assonine. (Currently own a 2015 Pilot that seats 8 and I pick 7 kids up from school- their Milf Moms love me (its a 10 year family car for me-love it) and have an 08 ford escape I bought for 7600 cash in 2010 and now has 188,000 miles on it, all I've ever done is changed the oil).
I didn't pay off the car in 3 years. Never said I did, but I did say you're full of shit, and so far it's easy to see you are. Your numbers are so off base it's down right pathetic...
This guy gets it...
