I did tell the salesman that when Chuck Sims gave me the thumbs up on Royal, that I would go ahead and make a deposit with them. He asked who Chuck Sims was and I told him he was a respected poster here at the Rx who was known for his brutal honesty.
spent 5 years with royal and I never had any problems but never requested any "monster" payouts so maybe if I had then I would have found out.I left due to the problems I have seen on these boards and others.They do call me every 3 months and twice called me at work after I asked them not to.Its been 6 months since I last heard from them so I think they marked me off after I got mad.