GBAIT correctly notes that it's pretty standard in the industry to start calling on "Non"-pays first day overdue.
Aarons groups them in 7DaysorLess, 8-14Day and 14-21Day
They will usually go for the repo at 8th day if short history, or 15th day if longer history.
Here in Florida until about the year 2004, they wouldn't prosecute people who took product and ducked them (or relocated with product). But for past five years or so, they will definitely prosecute for theft. And on a bigscreen or any product over $750 it's a felony.