Pre Paid ATM- WTF?

[Tkeller]

I requested a rather sizeable withdrawl to Pre paid ATM to avoid paying a withdrawl fee. Mistakenly (from reading the prepaid website)I thought that I could then make a free ACH of this amount back to my bank. Now, as it turns out, Prepaid ATM does not have this feature "functional" at this time.

Seems like the only other options are physical check or bank wire (check is free I believe). Anyone have any advice on what are the best options to get my money from Prepaid back to my bank or pocket?

 

[maxdemo]

why not go to an ATM??

 

[buddyboy]

don't they have limits from ATM machines.... he is saying he has a "sizable" amount.

 

[mvbski]

yes it's 500 a day

 

[maxdemo]

I have another ATM card with a book and can take out as much as I want. But in $400-500 amounts at a time. The thing is to use ATM machines that are not tied into a major bank. Like a corner store...I have found that you can take as much as you want as long as you dont try the same bank every time. IMO

 

[Tkeller]

Yes, I have a little under 10 dimes now at Prepaid ATM. Would take me a while to get this all out $500 at a time

BTW, does Pre paid ATM charge a fee (other than the banks fee to use the ATM)?

 

[mvbski]

Fees
Transaction Type
Fee Amount

Card Activation Fee

First activated Card for Cardholder
FREE

Additional activated Cards for Cardholder
$5.00


Card to Card Transfer

Transfer Percentage (free to sender)
3.0%

Minimum Transfer Fee
$1.50

Maximum Transfer Fee
$75.00


Funding

Credit Card Deposit
5.0%

Bank Wire Deposit
$10.00

Instant ACH (Electronic Check) 2%
ACH Transfer
FREE

BillSubmit
$5.00


Withdrawals

ACH Transfer FREE
Bank Check
FREE

Certified Bank Check
$10.00

Bank Wire
$15.00

Regular Mail
FREE

Next Day Air (No Saturday Delivery)
$25.00


ATM- Domestic

ATM Withdrawal
$1.50

Declined ATM Withdrawal
$1.00

ATM Balance Inquiry
$1.00

Declined Balance Inquiry
$1.00


ATM- International

International ATM Withdrawal
$3.75

Declined International ATM Withdrawal
$2.25

International ATM Balance Inquiry
$2.25

Declined International Balance Inquiry
$1.50


Retail Purchase- Domestic

Purchase
$0.50

Declined Purchase
$0.65


Retail Purchase- International

International Purchase
$2.25

Declined International Purchase
$2.25


Miscellaneous
Nonsufficient Funds (NSF) for Instant ACH $25.00
Nonsufficient Funds (NSF) for ACH $25.00
Dormancy Fee (Will be charged to accounts that are unused for 3 consecutive months and every month thereafter until used.) $3.00
this is from there website

 

[mvbski]

the real pro with this card is master check kiter Dell Dude but last I heard he was doing 90 days

 

[cdg333]

damn must be nice to complain about hitting a atm for 9000 at 500 a pop. there is not a person here that wouldn't mind having that problem.

 

[maxdemo]

<BLOCKQUOTE class="ip-ubbcode-quote"><font size="-1">quote:</font><HR> damn must be nice to complain about hitting a atm for 9000 at 500 a pop. there is not a person here that wouldn't mind having that problem.<HR></BLOCKQUOTE>
Thats the truth.....

 

[fathead]

A check via mail is free and will usually arrive within 3-5 business days.

 

[NickDouglas]

Go with the check via mail. I closed my account but back when I used them I used this option and the check came in about a week or less, no problem.