payday loans

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Does anybody know of some 'reasonable' online payday loans? being in this position sucks bad, but I'm just trying to put some food on the table. Thanks.
 

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Does anybody know of some 'reasonable' online payday loans? being in this position sucks bad, but I'm just trying to put some food on the table. Thanks.

As much as it sucks, you'd be better off using your local pawn shop.
 

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Factoring your pay check at an effective p.a. interest rate of about 600% is a wise and fruitful idea. Why not get a second job and factor those checks too?
 

Retired; APRIL 2014 Thank You Gambling
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donate plasma
 

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I think I might go the plasma route..thanks all. Btw, my fucked up financial situation has nothing to do with gambling. Been divorced for like 10 years, had some bullshit week on, week off parenting plan. That lasted a couple years, then my c--t ex only saw our kids like 4 times a month. Then about 3 years ago, she moved about an hour away and has seen my youngest son like 3 times since. Went to court when she moved to try to get the parenting plan changed and get some child support. Magistrate denied it. If the situation was reversed I would have to pay her about $1000 a month, no questions asked. We make almost exactly the same salary. To make matters worse magistrate who heard case recently got suspended/terminated. Can't find out what for tho. Shit's catching up with me. About to start gambling and/or drinkink heavily. just kidding..sort of.
 

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Sorry you are in this spot. I looked into maybe six months ago and didn't come up with anything. I live in Pa. and I guess alot of those places can't do business there. I still get email from those places , etc and I am kind of glad that I didn't find anything that I thought was even somewhat 'reputable'.
 

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I have heard that all those places are thieves. Must be one of those deals where some politicians got kicked back to allow that shit. The math on it is total bull crap.

So much for "maternal instincts".

Hope it works out.
 

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Go to Craigslist and look for labor or any other type quick job. Sorry for your situation, but as someone above stated, try to avoid payday loans at all costs.
 

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Go to Craigslist and look for labor or any other type quick job. Sorry for your situation, but as someone above stated, try to avoid payday loans at all costs.
Great idea about Craigslist. Just looked. Several here today wanting help loading a UHaul to move. One is less than 2 miles from my house. $12/hr cash, or $50 minimum. Not bad. I see these a few times a week. I mulched an older ladies yard for cash off Craigslist at the start of Spring. Great gig, and she paid me more than I quoted her. I'm sure she will now call again for more work.
 
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Never, Ever do a payday loan !

You would better off going on the street and pay the points
 

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Great idea about Craigslist. Just looked. Several here today wanting help loading a UHaul to move. One is less than 2 miles from my house. $12/hr cash, or $50 minimum. Not bad. I see these a few times a week. I mulched an older ladies yard for cash off Craigslist at the start of Spring. Great gig, and she paid me more than I quoted her. I'm sure she will now call again for more work.

So you only mulched the old ladies yard...guess you did her a great job
 

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So you only mulched the old ladies yard...guess you did her a great job

I see what you did there. haha

Yep, I told her $10 a hour as I don't like taking advantage of people, but she paid me almost $20. I went ahead and dug 2 holes and planted a crepe myrtle and a rose bush for her too. I've now done 2 other yards if you need to know. Word of mouth in a neighborhood goes a long way...
 

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Excellent thought about craigslist..thanks all. Been doing some research on this. There's a payday place not too far from where I live. On Monday, I can get a check for $478, and have to pay back $506 on Friday. That's not too bad. But they do charge $28 if I want to cash it right there. On the other end of the spectrum, I saw this online site that lent $1000 and you would end up paying like $5500 in like 18 months or something. That's some wild shit.
 
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Excellent thought about craigslist..thanks all. Been doing some research on this. There's a payday place not too far from where I live. On Monday, I can get a check for $478, and have to pay back $506 on Friday. That's not too bad. But they do charge $28 if I want to cash it right there. On the other end of the spectrum, I saw this online site that lent $1000 and you would end up paying like $5500 in like 18 months or something. That's some wild shit.

is 5 days going to make a difference ?? I mean needing $478 on a Monday ? That Bill or debt can't wait until you get paid on Friday ?

you should be listening to the guys here and grab yourself a quick side job
 

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Wait it out man
Need to put food on your table go out and get a second job or do something for quick cash

If you are behind on bills/debt that can wait Feed the family first by doing what it takes, or ask your boss/supervisor for an advance on your pay?
 

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Avoid payday loans, I know for a fact that many of those on line shops have moved Overseas due to many states passing bills to regulate the interest rate applied by these places, that way the contract is regulated by this other countries where there is no regulation on rates. Not only this is the down side, but these places need and will ask for all your personal info, including complete social security, which, on the black market, is worth a lot of money. So just stay away from them

mods if I'm posting tmi just edit the post
 

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how's your relationship with your boss and how long have you been working there?

maybe you can get what you need from him / her and they take repayment through weekly payroll withholdings

do you have a 401(k) with your employer?

parents, family, friends?

anything is better than a payday loan, which is short term and solves nothing but a very short term crisis. It only kicks the can down the road a few days and makes the problem worse

other options, 2nd job and call your creditors asking for relief / time
 

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how's your relationship with your boss and how long have you been working there?

maybe you can get what you need from him / her and they take repayment through weekly payroll withholdings

do you have a 401(k) with your employer?

parents, family, friends?

anything is better than a payday loan, which is short term and solves nothing but a very short term crisis. It only kicks the can down the road a few days and makes the problem worse

other options, 2nd job and call your creditors asking for relief / time

+1 +2 +3 :toast:


-murph
 

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