Live within our means with emphasis on our kids' well being (health- baseball/softball/swimming, education- private school, social skills- other than disciplinary reasons they take part in almost all activities such as school dances, movies with friends etc.). I do not cut back on any of these elements.
We eat out quite a bit less, I am basically left with hand me downs from my wife with regards to automobiles, and gambling has basically been moved to a entertainment luxury instead of trying to make it work as a second income.
Pre planning/saving for college began years ago as my children are still in grade school/jr high. Vacations and get aways are more of the beach, mountain, desert type instead of hotels or resorts.
Luckily I am still fortunate enough to hit Vegas a few times a year and throw down some action, however, nowhere near what I used to. I think this is more the fact of simply having kids and not so much the economy as this has been in place for several years. I think most people with kids would agree that it is just normal. People with no kids kind of stand back and wonder how. I have three and wonder how some of these people with 5 or 6 do it but I'm sure it is just normal to them.
We eat out quite a bit less, I am basically left with hand me downs from my wife with regards to automobiles, and gambling has basically been moved to a entertainment luxury instead of trying to make it work as a second income.
Pre planning/saving for college began years ago as my children are still in grade school/jr high. Vacations and get aways are more of the beach, mountain, desert type instead of hotels or resorts.
Luckily I am still fortunate enough to hit Vegas a few times a year and throw down some action, however, nowhere near what I used to. I think this is more the fact of simply having kids and not so much the economy as this has been in place for several years. I think most people with kids would agree that it is just normal. People with no kids kind of stand back and wonder how. I have three and wonder how some of these people with 5 or 6 do it but I'm sure it is just normal to them.
No changes here to speak of. I only have 1 kid and a grandkid living with me but she has a decent unthreatened by democrat policy job....My other 2 kids are both employed in (so far) unthreatened jobs... My son is a meatcutter so its possible his job will be threatened by the communist health care system once its rolling.....
Im in bigger danger of losing my job than any of my kids.
Had your A/C serviced this year? Since last Oct the price of F-22 has doubled and will double again by years end. After August A/C manufacturers will no longer be producing units that use F-22, so when something breaks you will likely be replacing your entire unit, inside and out so to switch to a more affordable Freon....
Takes all new equipment, all new training, etc....im a lil to old for retraining so i guess ill be 1 one of the old timers hanging out at the OTB before long........No doubt talking /lying about the " good ol days"
Im in bigger danger of losing my job than any of my kids.
Had your A/C serviced this year? Since last Oct the price of F-22 has doubled and will double again by years end. After August A/C manufacturers will no longer be producing units that use F-22, so when something breaks you will likely be replacing your entire unit, inside and out so to switch to a more affordable Freon....
Takes all new equipment, all new training, etc....im a lil to old for retraining so i guess ill be 1 one of the old timers hanging out at the OTB before long........No doubt talking /lying about the " good ol days"
I have worked a second job for a while but that is for all of the fun stuff that I like to do for me and the family. My wife and I don't believe in paying for my kids college education, but will help them while they are in college. I find it a little tougher to put money away for retirement but so far so good.
