Link it up to a checking account. Works like a charm. Transfer what you want to keep on the side and leave it in Neteller until you need it.
I used Western Union for the longest time until everyone at the RX told me to use netellerand they were right.
Anyone know what their new charges are? A book informed me, don't know if its true, that they are charging for withdrawals from your neteller account. I have never been charged for withdrawals before!