they are sending out mailers that there is a free 25$ for all new accounts. I had sent a email asking for what was offered in the mailer, only to get a email in return stating that I will not get this (the free 25$) unless I deposit 200$. no where in the mailer is this 200$ initial deposit mentioned. they said in another email after my somewhat soft complaint that I'd only have to send 100$ to get the $25. just a heads up