Holy shit you are right!
A Money Line wager is official after 5 innings of play unless the home team is leading after 4½ innings.
If a game is tied after 9 innings the game will go into extra innings and the teams will play until there is a winner.
If a game is called or suspended after the 1st 5 innings, the score after the last full inning determines the winner. If the home team scores to tie – or takes the lead in the bottom half of the inning and the inning is not completed, the score at the time the game is called determines the winner.