The phone accounts are for the little guys now. I used to have a couple and hardly used them, especially post pager days. Having one isn't that bad of an idea though, but just a Stations or Coast account because those books go crazy at times with the square (often bordering on downright stupid) money. Football season and playoffs you will sometimes find they have chalk at even higher prices than even Bodog. But most of the people I know that like them are just locals that like to make a lot of $20 and $50 plays, especially half-times.