IF you had an "Extra" $50K, what would you Buy or Invest in ??

[MattyMatt]

50k in Molly and Charlie to sell at Spring Break.

Never get high on your own supply.

 

[HuskerFan1]

id put it into high yield divy stocks, some oil/nat gas plays, reits, and just good overall companies.

if anyone wants to take a flyer into a silver play check out SVM its really really beaten down, very low cost producer, the lowest in fact. they have authorized 10% share buyback of their float this year bc management thinks the share price is undervalued. if you get a pop to anything over $20 an oz i think you could see the stock approach ~$2 a share. wouldnt put all my money into it but at its current price it doesnt take a lot to pick up a 1000 shares. someone bump this thread at the end of 2015 to see what its trading it. i dont see much downside from here and a good upside if silver can break out a little bit

 

[FairWarning]

LACO stock.

I lost my ass on them a few years back. I bought in at $12 and it tanked down to $3ish. I see it is around $8 now.

 

[pocketrockets]

Never get high on your own supply.

cmon now dont be a hardass

worked well for Tony Montana, did you see how many bullets he was able to take?

 

[CHOPTALK]

Dnr

 

[Stylez]

Never get high on your own supply.

It's in the commandments

 

[tanner12oz]

id put it into high yield divy stocks, some oil/nat gas plays, reits, and just good overall companies.

if anyone wants to take a flyer into a silver play check out SVM its really really beaten down, very low cost producer, the lowest in fact. they have authorized 10% share buyback of their float this year bc management thinks the share price is undervalued. if you get a pop to anything over $20 an oz i think you could see the stock approach ~$2 a share. wouldnt put all my money into it but at its current price it doesnt take a lot to pick up a 1000 shares. someone bump this thread at the end of 2015 to see what its trading it. i dont see much downside from here and a good upside if silver can break out a little bit

I owned svm a few years back...looked the other day and couldn't believe how low it is

 

[Acebb]

In case you are interested, Simple, bedrock rules for managing your personal finances

http://www.wsj.com/articles/simple-bedrock-rules-on-personal-finance-1423358434

 

[jay6s]

buy coke at whole sale price then resell it, you get the bestreturn from your investment this way, just remember not to get caught

 

[3peet]

That's easy. $37.5k in real estate. and the $12.5k in stocks.

 

[ivyconniver]

Jesus christmas, there are some real doozies in this thread. Most of you need a financial adviser that you didn't meet at a bar.

For the record, I like Acebb's diversified mutual fund idea best, followed closely by Viejo's bar and ass combo.

XFiles - those returns are annualized, meaning that the investment returned an average of 7% every year for the past 10 years, which means you would have doubled your money if you invested in that fund back in 2005.

 

[halekulani]

That's easy. $37.5k in real estate. and the $12.5k in stocks.

how do u invest 37.5k in real estate

 

[Murphy8276]

how do u invest 37.5k in real estate

slum lord? puff_>>


-murph

 

[PatsFan1283]

You can put 37.5k into RE pretty easily depending on where you live. As long as you aren't in/around 1 of the big coastal cities that is a good downpayment on a SFH that you can rent.

 

[3peet]

By adding to a pool of investors. I know a few who's minimum investment is 25k. I could either go the FLIP/Rehab route with people I know who do it or I could go the private, hard money route. Believe it or not, both are still very lucrative markets.

 

[X-Files]

You are thinking of total return through compound interest. There is no correlation between length of time period and annual return.

I was thinking of fixed rates that banks offer.

 

[dtmad]

how do u invest 37.5k in real estate

That was my question. You don't want to put yourself to work managing a rental, you want the money to do the work.

 

[RenoChazz]

I'd probably just put it in my 401k.

 

[buddyboy]

everyone should have an asset allocation unique to them, for example, 5% cash, 5% high yield bonds, 5% low yield bonds, 10% international stocks, 40% large cap US stocks, 5% small cap stocks, 10% real estate, 20% gambling accounts

then when you get "extra" money, no matter the amount you know how to divide it up without thinking about it.

once or twice a year revisit your allocations and adjust %'s or re-balance.

good luck

 

[Betallsports]

everyone should have an asset allocation unique to them, for example, 5% cash, 5% high yield bonds, 5% low yield bonds, 10% international stocks, 40% large cap US stocks, 5% small cap stocks, 10% real estate, 20% gambling accounts

then when you get "extra" money, no matter the amount you know how to divide it up without thinking about it.

once or twice a year revisit your allocations and adjust %'s or re-balance.

good luck

I like this split.
Going to try something like this.