I can remember this story about 30yrs ago. this bookie I knew real well always carried this small pad in his back pocket. it was a list of all the people that owed him. I can remember when one of the guys that owed him died, so he reached in his back pocket and pulled the pad out, I said what are you doing, he said I am marking Ernie paid, I said do what, he said he died so I am marking down paid by death. I think if you are a big better and you bet alot of shops you should make some kind of arrangements with someone you trust. and you get all of that straight with all the shops. we never know when our time is up. its really something to think about, I know alot of people would probably say what good is the money if I am gone. it all depends how much money we are talking about, if we are talking about peanuts, then to me it really doesnt matter.