Well Frank, i nonetheless i recommend you to try Instant Action for just that very same reason, the fact that they are flexible and trustworthy, and have damn responsible payouts, they are very flexible, at first i, like you, was discouraged by their 20 cent line policy, but hell, i gave them a chance on the phone and their service style comes across, being a veteran player like you surely are, seeing your book picks, i am sure you value service, i know i do, so i advise you to try at them some point, i am partial to established solid Don Best Green Books.