Hatchy betting with locals is dangerous because you do not need money up front. Last week I had 10 dimes in action with only 4 dimes to my name. I do like though that I do not use my own money especially when betting a lot of games, heck I let the locals put the front money up. The key is though to make sure you have 2 good sharks that are understanding and not leg breakers. I use sharks a lot and if I am short I just have to run errands for them to pay remaining balance like cutting grass and cleaning garages out, ect...
Hatchy make sure your careful though and bet with your head and not over it.