People become so invested in a system that propels certain positions and then they are upset when that "beast" doesn't translate over to the NFL. Saban is notorious for getting RB's in the NFL, but they don't usually work out. Now his defensive side is different. This is not a knock on saban, take a Bobby Petrino and QB's, Malzahn and any offensive position, and you can just keep going from here.
I also believe that NFL teams sometimes allow the press to get in their heads and inflate a players draft stock, best example is Blaine Gabbert. That dude wasn't draft worthy more than anyone on this board.
I know you love Ingram being a Saints fan and all but he was an All American, Heisman winner and first round draft pick.
He's run for 474, 602, 386 and 964 in four years with the Saints. Even with 964 being his best year, that's still only 60.25 YPG. Maybe he'll have even a better year this year but right now, according to his resume and draft place, he's way under performed.
Lloyds policies for players have been around since - at least - the 1980's. I did a google search and found this article:
http://articles.latimes.com/2005/feb/20/sports/sp-leinart20
It's definitely not a "secret", but it's limited to someone who has actual potential to make money in the NFL. They're not giving the placekick holder a policy.
The new "thing" w/ these policies is that the NCAA is allowing the schools to pay to premiums for the players.
Good story about a broker/agent that writes/sells these policies:
http://www.gatorsports.com/article/20140808/ARTICLES/140809622
The NCAA-sponsored disability insurance for “exceptional student-athletes” went into effect in 1990 for football and basketball with ice hockey and women's basketball added later. Athletes interested would finance the premium and pay it when they signed their first pro contract.
But two years ago, as the NCAA looks for ways to do more for its high-profile athletes, the member institutions discussed the possibility of the NCAA paying the insurance premiums for players. That discussion died, but a new method of payment arose from those ashes.
College athletic programs receive a payment each year that is called the “Student Assistance Fund.”
It was started in 1991 after the NCAA signed its basketball rights deal with CBS. The fund is designed to be used to help student-athletes who, for example, have a death in the family and need transportation or can't afford a suit to go to media days.
The amount of the fund varies depending on the number of athletes in a program but usually ranges from $300,000 to $400,000.
In the last two years, schools have started to realize that it can also be used to pay insurance premiums for its top athletes. Florida State is paying about $55,000 for a $10 million policy for Heisman Trophy quarterback Jameis Winston, a policy written by Lerner's company and insured by Lloyd's of London.
