i think there is a site that people will give you a loan if you have good credit. i think the people are like you and me and they have to decide if they will do it. lenders i think bid on taking your loan or something. you have to state your case and they decide if they will do it.
Dante, truthfully no, I have a great job but a large part of my salary is bonus based and with the economy I am down about 20K so far this year, took a couple out to help me through with some bills, 2 kids in college, then took out the others to cover the rest of my expenses. Pretty stupid on my part but what's done is done.