I just had a cordial enough conversation with a representative from 5dimes. Apparently their "free" payout has changed a bit (or their rates on the payouts have). I withdrew just under $300 last week on their site. The claim is you get one "free" payout every 30 days on Mondays (by free, they mean up to $40 in fees for WU). Typically, an amount that small would have a $25 fee (so essentially you would pay nothing since that is under the $40 threshold). However, I was informed they need to go through a 3rd party, so the fees you see on Western Union are not necessarily their fees. In this case, the 3rd party charged them double ($50) so I ended up paying $10. Although the $10 is not that big of a deal, If I had to pay $50 on a non-free withdrawal, that's like loan shark terms and not something I'm interested in (clearly if I was withdrawing $1000, I'd hate to think what the fees would be if this 3rd party is doubling the standard WU rates). The supervisor suggested some sort of prepaid card, but I'm questioning if this is something you can withdraw money from or have to use like a credit card (which I have no interest in). If anyone has any info on these cards, or knows of another reliable book that actually offers a free payouts, I'd love to hear about it. The only other book I've tried a few years back is BetOnline and they appeared to be blatantly dishonest.