Believe you are looking for liquid accounts(non-CD's).
Here are the top performers currently.
Personally, I'm currently with ETRADE and their 3.3% savings because I trade stocks on a daily basis and their transers from savings to brokerage is free, and more importantly, their ATM withdrawls are unlimited and FREE also.
Here is the list........
Alliant Credit Union Savings
3.75% APY $100+
0.00% APY < $100
$5 minimum
ACH originate: YES, ACH target: YES, checks: NO, debit card: NO
Available to all by joining the National PTA for $25. Membership in your local PTA is also acceptable.
Fatwallet Discussion
php?afsrc=1&url=http://www.indymac.com/Individuals/Banking/page.asp?pSection=pdEMMRate"]IndyMac E-Money Market[/URL]
3.85% APY $1000+
[URL="http://www.fatwallet.com/redirect/bounce.php?afsrc=1&url=https://bank.countrywide.com/CWBRates.aspx?tab=sl"]Countrywide Bank Savingslink
3.55% APY $10,000+
2.65% APY < $10,000
$1,000 Minimum
ACH originate: YES, next day, ACH target: YES, checks: NO, debit card: NO
Fatwallet discussion
Corus Bank Ultimate Money Market
4.00% APY
Min to open $100 ($10,000 to avoid fees)
Century Bank Direct Money Market
3.82% APY
$1000 minimum to open (no minimum balance)
ACH originate: NO, ACH target: YES (3 per month), checks: YES, debit card: YES
Capital One Online Saving
3.50% APY $10,000+
2.50% APY < $10,000
$1 Minimum
Provident Direct
3.50% APY
No minimum
ACH Originate: Yes. ACH Target: Yes, checks: No, debit card: Yes.
[URL="http://www.fatwallet.com/redirect/bounce.php?afsrc=1&url=http://www.nationwide.com/high-yield-money-market-account.jsp"]Nationwide High Yield Money Market Account
3.65% APY
$1,000 Minimum
ACH originate: YES, ACH target: YES, checks: YES, debit card: YES
[URL="http://www.fatwallet.com/redirect/bounce.php?afsrc=1&url=https://www.flagstar.com/apps/moneymarket.jsp"]Flagstar Express
3.65% APY
No Minimum Daily Balance Required
$1.00 to open
ACH originate: YES, ACH target: YES, checks: YES, debit card: YES
ACH limit of $5,000 per month according to DVDBob or $25,000 per month according to goodlife; I couldn't find either figure on the Flagstar site
Fatwallet discussion[/URL]
Century Bank Direct Savings
3.61% APY
$100 minimum to open (no mininum balance)
ACH originate: NO, ACH target: YES (3 per month), checks: NO, debit card: NO
http://www.fatwallet.com/forums/messageview.php?catid=52&threadid=820256
OneUnited Bank UNITY Internet Savings Account
3.60% APY Compounded quarterly $1000+
Fatwallet discussion
http://www.fatwallet.com/forums/messageview.php?catid=52&threadid=787281
Beverly National Bank e-Success Savings Account
3.50% APY
$5000 to open, $5000 to avoid fee.
Bank of Internet
3.46% APY $100 to open
ACH originate: ?, ACH target: ?, checks: YES, debit card: YES
Here are the top performers currently.
Personally, I'm currently with ETRADE and their 3.3% savings because I trade stocks on a daily basis and their transers from savings to brokerage is free, and more importantly, their ATM withdrawls are unlimited and FREE also.
Here is the list........
Alliant Credit Union Savings
3.75% APY $100+
0.00% APY < $100
$5 minimum
ACH originate: YES, ACH target: YES, checks: NO, debit card: NO
Available to all by joining the National PTA for $25. Membership in your local PTA is also acceptable.
Fatwallet Discussion
php?afsrc=1&url=http://www.indymac.com/Individuals/Banking/page.asp?pSection=pdEMMRate"]IndyMac E-Money Market[/URL]
3.85% APY $1000+
[URL="http://www.fatwallet.com/redirect/bounce.php?afsrc=1&url=https://bank.countrywide.com/CWBRates.aspx?tab=sl"]Countrywide Bank Savingslink
3.55% APY $10,000+
2.65% APY < $10,000
$1,000 Minimum
ACH originate: YES, next day, ACH target: YES, checks: NO, debit card: NO
Fatwallet discussion
Corus Bank Ultimate Money Market
4.00% APY
Min to open $100 ($10,000 to avoid fees)
Century Bank Direct Money Market
3.82% APY
$1000 minimum to open (no minimum balance)
ACH originate: NO, ACH target: YES (3 per month), checks: YES, debit card: YES
Capital One Online Saving
3.50% APY $10,000+
2.50% APY < $10,000
$1 Minimum
Provident Direct
3.50% APY
No minimum
ACH Originate: Yes. ACH Target: Yes, checks: No, debit card: Yes.
[URL="http://www.fatwallet.com/redirect/bounce.php?afsrc=1&url=http://www.nationwide.com/high-yield-money-market-account.jsp"]Nationwide High Yield Money Market Account
3.65% APY
$1,000 Minimum
ACH originate: YES, ACH target: YES, checks: YES, debit card: YES
[URL="http://www.fatwallet.com/redirect/bounce.php?afsrc=1&url=https://www.flagstar.com/apps/moneymarket.jsp"]Flagstar Express
3.65% APY
No Minimum Daily Balance Required
$1.00 to open
ACH originate: YES, ACH target: YES, checks: YES, debit card: YES
ACH limit of $5,000 per month according to DVDBob or $25,000 per month according to goodlife; I couldn't find either figure on the Flagstar site
Fatwallet discussion[/URL]
Century Bank Direct Savings
3.61% APY
$100 minimum to open (no mininum balance)
ACH originate: NO, ACH target: YES (3 per month), checks: NO, debit card: NO
http://www.fatwallet.com/forums/messageview.php?catid=52&threadid=820256
OneUnited Bank UNITY Internet Savings Account
3.60% APY Compounded quarterly $1000+
Fatwallet discussion
http://www.fatwallet.com/forums/messageview.php?catid=52&threadid=787281
Beverly National Bank e-Success Savings Account
3.50% APY
$5000 to open, $5000 to avoid fee.
Bank of Internet
3.46% APY $100 to open
ACH originate: ?, ACH target: ?, checks: YES, debit card: YES
Fishhead--I have a couple of questions. How long have you had your etrade max rate acct? Are you happy with it? I was just looking at this last night. I see the penalty is stiff if you fall below 5k.
Are the ATM with drawls completely free or is there a monthly cap?
I trade stocks as well. Are you using etrade as your broker as well? the reason I ask, I use TOS and i was wondering how long it would take a ACH transfer to go from Etrade to my broker?
thanks
Are the ATM with drawls completely free or is there a monthly cap?
I trade stocks as well. Are you using etrade as your broker as well? the reason I ask, I use TOS and i was wondering how long it would take a ACH transfer to go from Etrade to my broker?
thanks
shiz- Keep your balance above 5,000 and ALL ATM transfers are totally free(reinbursed fee by ATM issued immediately by ETRADE) and the best part is one can make unlimited amounts of these!
Been with them for two years now and way more than satisfied with them.
Currently their Savings pays 3.3% and one can transfer between the brokerage and savings for free also.
Great customer service from what I've experienced.
Just hope they don't get bought out by TDAMERITRADE, as their stock is only trading at around 3.00 these days.
Been with them for two years now and way more than satisfied with them.
Currently their Savings pays 3.3% and one can transfer between the brokerage and savings for free also.
Great customer service from what I've experienced.
Just hope they don't get bought out by TDAMERITRADE, as their stock is only trading at around 3.00 these days.
Fisherman... have you every seriously thought about taking bottles from one state where they give you 5cents when you return them and instead take them to a neighboring state where you can get 10cents like that Sienfeld episode long ago??? if you calculate the extra gas but have enough bottles to over come it you could make a small scalp
LOL
Actually a few years ago I took ten bottles with me on my trip to Maine(from Vegas) to redeem the 10 cents per bottle they pay in that state.
Turned the bottles in and just told the teller to give me a lottery ticket in return...........hit for $5 and cashed out. This was one of the highlights of my trip. It was a good win!
Before you ask, yes, some think I have an obsessive compulsive disorder in terms of this shit.........I prefer to call it as just being competitive.
hno:
It was fun
Give me a break, at least I'm not a pack-rat or hoarder.
In fact, liquidating on a daily basis these days.
By the way, will reply to your email tommorrow.........
Enjoy Vegas, it's great.
Make sure you take the MRS. to Mt. Charleston to get away for awhile......head up there now before the snow prevents you. It is my favorite spot in the area. Enjoy
Just busting your balls a little. I figured if Billsey goes after you then it gives me the green light to take a shot or two.
I live in Summerlin just off Charleston, how far west do I go from the RR casino? Looks to be another half hour out, damn I should have moved out there if I wanted more land. Maybe one day!! Why dont you get yourself a nice little place out there for a few months during football season. One lasy horray!!
I patiently await your response on my e-mail. I have a meeting tomorrow nite with Kermit, should be fun. I am ready to start getting some things going.
ope:
