I like Big Petes systeym, I have been using it for years, especailly in college hoops, I am not married to the systeym but I do acknowledge it when I handicap, for example I dont like Tulsa, but I love Army with their new coach, only upside with Army, you will go 2-2 at the worst with them, and maybe 3-1. Oregon State has a great coach in Mike Riley despite his critics, Chargers for sure should have keep him.