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Ha-Sheesh
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Sep 20, 2004
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<TABLE cellSpacing=0 cellPadding=0 width=700 border=0><TBODY><TR><TD>Your estimated FICO® score range is: <INPUT style="BORDER-RIGHT: #ffffff 0px; BORDER-TOP: #ffffff 0px; FONT-WEIGHT: bold; BORDER-LEFT: #ffffff 0px; COLOR: #0000ff; BORDER-BOTTOM: #ffffff 0px; BACKGROUND-COLOR: #ffffff" readOnly maxLength=50 size=2 value=685 name=LowFICORange> to <INPUT style="BORDER-RIGHT: #ffffff 0px; BORDER-TOP: #ffffff 0px; FONT-WEIGHT: bold; BORDER-LEFT: #ffffff 0px; COLOR: #0000ff; BORDER-BOTTOM: #ffffff 0px; BACKGROUND-COLOR: #ffffff" readOnly maxLength=50 size=2 value=735 name=HighFICORange> </TD></TR><TR><TD>
Trans1x1.gif
</TD></TR></TBODY></TABLE>

Congratulations! According to the information you provided, lenders will likely perceive you as having GOOD credit! While you may not qualify for the best interest rates that lenders offer, you should have little problem getting favorable loan rates and terms.
 

International Playa
Joined
Dec 15, 2003
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*this is a cheap plug*

if any of you reside in CT and are looking to buy a home or refinance one, get in touch. i have some GREAT programs! For those of you not in CT, I can help you too (from a distance)

Financing, Real Estate & Cloisng services available.
 

Beach House On The Moon
Joined
Mar 20, 2001
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E-Loan.com will give you two free Beacon(Fico) scores a year. They use TRW; each bureau will give you a different score, Equifax is most used in the East, TRW in the West, and Experian by Bank of America. Gennerally Experian and TRW will give you the highest scores. Most peoples scores go down in Dec-Jan after large credit purchases, then rise in the Spring as the balances are paid off.

I have no problem with sharing...I leased a car last month and my Beacon was 788..probably lower now after Christmas purchases....anything above 750 and you are on auto-accept for Car loans and Credit cards.
 

Active member
Joined
Oct 20, 1999
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Thanks SHERMAN

Your a great individual to have on this forum.

THANK YOU
 

New member
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Sep 20, 2004
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This forum is hands-down the best across the board. Personally, I don't mind off-topic threads within the main forum, but other righteous posters seem to get all offended. My point is that we have a talented and informed group here, why not encourage advice and tips regarding health, finance, relationships, do it yourself projects, etc, maybe even create a couple sub-forums to see how it flies.
 

Active member
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Oct 20, 1999
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Huck Finn said:
This forum is hands-down the best across the board. Personally, I don't mind off-topic threads within the main forum, but other righteous posters seem to get all offended. My point is that we have a talented and informed group here, why not encourage advice and tips regarding health, finance, relationships, do it yourself projects, etc, maybe even create a couple sub-forums to see how it flies.
HUCK-
THANKS

On your suggestion, we tried a FINANCIAL FORUM a few months ago and it averaged only about 2 posts a day.............NO GOOD

THANKS AGAIN
 

Active member
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Oct 20, 1999
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Remember, it is still wise to check your OFFICIAL credit report every 12 months or so to make sure it is accurate............especially with identity theft running wild.

TAKE CARE
FISH
 

Beach House On The Moon
Joined
Mar 20, 2001
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I agree with Fish, Sherman you're an asset to the forum..... I worked at a Mortgage firm while at FSU...I learned tons. The only thing I hated was seeing the Brokers having to say no to hopeful families.....CT, never been there; what is average family home estimate?
 

Active member
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<TABLE cellSpacing=0 cellPadding=0 border=0><TBODY><TR><TD>
Trans1x1.gif
</TD></TR></TBODY></TABLE>
<TABLE cellSpacing=0 cellPadding=0 width=700 border=0><TBODY><TR><TD>Your estimated FICO® score range is: <INPUT style="BORDER-RIGHT: #ffffff 0px; BORDER-TOP: #ffffff 0px; FONT-WEIGHT: bold; BORDER-LEFT: #ffffff 0px; COLOR: #0000ff; BORDER-BOTTOM: #ffffff 0px; BACKGROUND-COLOR: #ffffff" readOnly maxLength=50 size=2 value=750 name=LowFICORange> to <INPUT style="BORDER-RIGHT: #ffffff 0px; BORDER-TOP: #ffffff 0px; FONT-WEIGHT: bold; BORDER-LEFT: #ffffff 0px; COLOR: #0000ff; BORDER-BOTTOM: #ffffff 0px; BACKGROUND-COLOR: #ffffff" readOnly maxLength=50 size=2 value=800 name=HighFICORange> </TD></TR><TR><TD>
Trans1x1.gif
</TD></TR></TBODY></TABLE><TABLE cellSpacing=0 cellPadding=0 width=700 border=0><TBODY><TR><TD>Congratulations! According to the information you provided, lenders will likely perceive you as having EXCELLENT credit! You should have little problem getting the most favorable loan rates and terms. </TD></TR></TBODY></TABLE>
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Pump n Dump
Joined
Sep 21, 2002
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Im guessing most the poster's on this forum have better than avg. FICO scores, some very sharp/bright poster's in this joint.

:dancefool

750-800 for me.

LEYKIS101
DTB - BABY!!!
 

New member
Joined
Sep 20, 2004
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770 to 820....:dancefool that' what you get for being a old fu*k without anything....i think i'll go out and buy alot of sh*t just to fu*k that score right up.....new cars, plasma tv's, homes i can't afford.....you know just the stupid sh*t people do to ruin their credit and their lives.....get in debt up to fu*kkin eyeballs.....have a good day without anything...jeffksu
 

New member
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i think i will start screwing up that credit score right away...today i will pull about 4000 dollars out in credit card and bet it all on a five or six team parlay...anyone got any HOT PICKS for todays action....don't worry if there not worth a Fu*k we always have later today or sunday......but just think...if we do hit that mofo....we'll be in some tall cotton.....sum *****...we'll be loaded and ready to fire away sunday....i'm sure if i work really hard this weekend i can get that credit score down to where it should be by monday.....cause if by chance these parlays don't hit...f'em we took a good shot and missed.....i aint paying cause by god these teams should of won...and i'm not settling for no bad beats either.....thanks jeffksu:smoker2:
 

International Playa
Joined
Dec 15, 2003
Messages
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Thanx for the kind words guys. I enjoy this site very much. Good Luck with everyone's bets today.
 

New member
Joined
Jun 20, 2004
Messages
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hey sherman what are the going rates on refinancing? I am at 7.9% right now and Id say I have middle of the road credit.. low to mid 600's
 

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