It seems to me that the MO seems the same, but one has to conclude that due to the fact that they can hit so many people at once that there are either a ton of people involved in one group or several groups doing the same thing. I read that pinnacle paid, and they were guaranteed, like tony montana said, that nobody else would crawl out from any rocks demanding more money. If nobody has crawled out from any rocks, one would conclude that it is one group only. If it is indeed only 1, and several new ones get into this business next fall, it could get ugly.