Do you need to give your SSN to recieve $500 bucks from western union?

[Tekari]

A friend of mine is sending me $500 within the US. What is the rule for when you need to provide a SSN?

Anyone familiar that can explain the western union rules real fast it would be very much appreciated

 

[Dante]

I think 500 is the cut off , now this was a few months ago but I received that amount and did NOT have to give mine..I never use WU anymore

 

[PatrickMcIrish]

Not for $500 you don't need anything other than an ID to pick up. Not until you get to $3000 do they ask you for your SS#.

 

[Tekari]

ok great thanks guys.

Yea i would never use WU cause i wouldn't wanna pay the fees but my friend is doing it so i don't mind

 

[jls626]

Just recieved a 900$ payout, just ID no ss#. Hell if your friend posts a ID question and you have the answer you don't even need ID!

 

[GringoinCR]

For $999 and below you don't need SS card NOR ID. Have it sent to Dick Johnson if you like. Walk in, fill out the form and pick up your cash.

For $1,000 - $2,999 you need ID.

For $3,000 and more you need ID and SS card. They make copies of both. You can let your mind wander about what happens to those copies along with the form you sign.

 

[PO69]

It actually never says that it has to be YOUR social security number though! They ask for the number, but i happen to know that you could put any number down if you want to.

 

[PeeWee]

Gringo in CR - "For $1,000 - $2,999 you need ID." - I assume ID means picture ID, which means a Drivers License. Is this correct?

It's not clear from your post if they make a copy of the ID when one wires money in this range ($1,000 - $2,999), or only for $3,000 and more.

If they get a Drivers License and make a copy, and it is eventually funnelled to the Feds, it is not a problem for them to get one's SS #.

I just reread your post - it relates to one picking up money. Do the same things apply if one is sending money?
Do they ask for ID if sending $1,000 to $2,999?
Do they copy the ID?

Thanks for clarifying.

 

[gamblingislife]

Pee-wee the same rules apply to sending and receiving. Gringo gives good advice. Never send or receive more than $999 and don't do it under your name. The IRS is all over these transactions.

 

[bagoftricks]

Gringo has it down absolutely correct.

 

[PatrickMcIrish]

PeeWee - Gringo is right based on my experiences as well. The only thing possibly different from mine is when I send or pick up $1000-$2999 I have to show my ID but they do not copy it. All they use it for is to compare signatures. Only when I send or recieve $3000 and up they make a copy of everything.

 

[GringoinCR]

Picture ID, such as driver's license or state ID.

For $1,000 - $2,999 they do not make a copy of the ID's.

For transactions of $3,000 and more, the form and copies of your ID and SS card are sent to the IRS. I'm not sure what they are doing with them because they haven't bothered anyone. But why put yourself in that situation?

 

[R0han1]

I thought that depended in which state you were in?

 

[GringoinCR]

We're talking about federal laws.

Best thing to do is become friendly with the owner of your local WU.