Never had to pawn anything. But when I first started gambling I was 18, got hooked up with some gambling guys that were way over my head at the time at the golf course I worked at. I signed at least 3 of my paychecks over to those guys. Good to learn when I was young and making small bets though. I've learned my lessons on chasing real quick. Now, I very rarely win big, but I also very rarely lose big