Chum, if you decide to make this wager, I would encourage you to select (4) four teams from each conference as this will give you the best mathematical chance to win. No disrespect to Tom and Jerry (at all), but selecting (7) teams from one conference makes it much tougher on yourself. I would also encourage you to select one team from each division as opposed to clumping two or more teams from a specific division. I chose the 49'ers and Rams from the same division, simply because the Seahawks and Cards are so good and someone will win the NFC East with 9 (maybe10) wins. The NFC East appears to be a complete toss up, and should be avoided in my opinion.