Well said chuck. It kind of reminds me of the most moronic point in my life--when I shoveled tons of coin into the furnace that was Aces gold. I still can't believe that i kept playing with them when the writing was on the wall. I know this is old news, but I just hope nobody ever gets hurt like that again. My advice to all: Don't keep HUGE balances with any book, and don't be greedy. If something looks too good to be true, it ALWAYS is.