Anyway To Reduce Credit Card Interest Rate?

[jjgold]

I pay 18%, is there a loophole or strategy to get it lower

 

[Fishhead]

1. Call the CC company and threaten to not pay them if they do not want to lower rate.

2, Look for a lower rate card and transfer balance.

3. Get a loan from a friend and pay off the card.

4. File Bancruptcy

5. Get a job and pay off the card fast

6. Move to China

7. Kill yourself or have someone do it for you for a small fee.

 

[michael777]

c'mon coach,you are supposed to teach us these kind of things

 

[jjgold]

I can probably scrape up cash to pay but I might first try threatening to leave

Thanks Fish

 

[dickiesmiles]

when YR meeting

I am planning to come to the Yonkers Raceway bash...when is it??arty: arty:

 

[WorldRunner]

Refinancing is literally the ONLY way to reduce interest. Do not settle with credit card companies... Looks just as bad as a bankruptcy on your credit report.

Settlements stay on your credit for 7 years and effect your score negatively.

I settled when I was a kid out of HS and didn't know any better. a Couple years later I went back and paid all of those creditors the other 50% to remove them from my report permanently.

 

[jjgold]

Dicki still in planning stages

 

[Hitman26]

Coach:



How is the new accounting job going?

 

[BuckSwope]

1. Call the CC company and threaten to not pay them if they do not want to lower rate.

2, Look for a lower rate card and transfer balance.

3. Get a loan from a friend and pay off the card.

4. File Bancruptcy

5. Get a job and pay off the card fast

6. Move to China

7. Kill yourself or have someone do it for you for a small fee.

1) Works everytime
2) Just be careful about opening and closing too many cards - looks bad on your credit report
3) Buy a kite and go to the local park to find a friend
4) Bad idea if you are older than 21
5) Wait for the snow and take a dive in front of a hospital or police station.
6) Thailand is much better from what i hear
7) If you had any money, I would put it to the card first before hiring a killer.

 

[jjgold]

I had an issue there the other day and got fired. It has nothing to do with acounting. I did not know they monitored interent usage and saw me at books all the times and a few call s were trached to CR that cost about 300 bucks

So I was canned

 

[trytrytry]

1) Works everytime
2) Just be careful about opening and closing too many cards - looks bad on your credit report
3) Buy a kite and go to the local park to find a friend
4) Bad idea if you are older than 21
5) Wait for the snow and take a dive in front of a hospital or police station.
6) Thailand is much better from what i hear
7) If you had any money, I would put it to the card first before hiring a killer.

lmao Buck is in Mid season Form already tonight...............

 

[Hitman26]

Tough break Coach.

 

[Fishhead]

I had an issue there the other day and got fired. It has nothing to do with acounting. I did not know they monitored interent usage and saw me at books all the times and a few call s were trached to CR that cost about 300 bucks

So I was canned

LOL....sorry man, but thats funny.

 

[assassin]

I had an issue there the other day and got fired. It has nothing to do with acounting. I did not know they monitored interent usage and saw me at books all the times and a few call s were trached to CR that cost about 300 bucks

So I was canned

I work for a Big 4 accounting firm.
They don't care where you surf as long as you are making them money. I'm online at books at least 2x day.
Always make the phone calls from a client site, prferably from an empty office conference room.

Tough break buddy. Are you SOX (SarBox) certified? Sigma 6? Bassell ? Also looking for Quant Jocks or IRM guys? My practice is looking (credit risk management), I'll split the $5,000 referal bonus with you.

Let me know

 

[WildBill]

Assassin,

Around our area we have a nice nickname for you Big 4 people: over/under. As in overworked and underpaid.

Ok, just kidding with you, sorry to hear about that. We know your pain!

 

[jjgold]

assasser ...........I pass

Good info here guys, thanks

 

[WHALE]

not know they monitored interent usage and saw me at books all the times and a few call s were trached to CR that cost about 300 bucks

So I was canned

Well at least they did not catch you in a lie...lol
Do you call costarican local numbers to place your wagers??

 

[jjgold]

Yes Whale because I could not get through on 800 numbers and the local numbers are so much faster

 

[assassin]

Assassin,

Around our area we have a nice nickname for you Big 4 people: over/under. As in overworked and underpaid.

Ok, just kidding with you, sorry to hear about that. We know your pain!

I am not actually an accountant, but more in the specialized consulting end. Definitely overworked and underpaid.

Didnt leave my NCY client until 7pm day before thaksgiving (around home aroun 9:30) and the friday before arrived home at 11 pm.

Tough way to make a living, but it does pay the bills (even got a nce bonus this year)

 

[5teamparlay]

Get more CC cards !!

Keep on rolling