Pete, large payoffs compared to what you risk.......Jeeeez J, you don't think we could find 100 buyers at $100 with all of the posters here?. You may be right, but we could find out. $10,000 to split would be sweet .If not, we could lower it to $50. That would be $1250 payoff per quarter, but the $100 would be very nice becase we could pay off more and/or other ways also, such as reverse scores, etc. If you can get a book to help with it, that would be very convenient. Cris might even consider putting it up for us similar to what Pinnacle did in capping contest and they could do the drawings, although I'm sure everyone trusts you to do it.....