I have had nothing but good experiences with Neteller. Never a problem (knock on wood). But, what I am having trouble understanding is why would they even want my business? They don't make ANY $ at all from me. I don't have their debit card and I don't do those instant transfers that have a fee attached. Also, I don't keep any funds there. Only at the book. All this begs the question; why would they wany my account ?