I don't think that's necessary, but it doesn't hurt. If there's an issue about "tracking" what the funds were used for, that will help. But I haven't seen anything that references "tracking", they just want you to spend
I agree. But i'm sure there will be a point to see how eligible you are. For example the money used for utilities and rent cannot exceed 25% of the loan or forgiveness % decreases. I believe same for workforce retention.
Just afraid I'm going to get f'd on stuff.