bama was a combined +11 vs clemson and georgia,both underdog winners that would have negated the utah ml loss. they were +money vs florida. that would have left you with 10 ml winners. i dont see where you get crushed if someone played bama ml last year.The problem with that theory is one major upset and you are finished for the year. You are going to be laying some huge numbers. You would have been crushed by Utah last season in their bowl game, after a loss to Florida.