I used to always buy the hook regardless of the number I got and after the season I wanted to know if it was worth it so I went back through my spreadsheet of plays and calculated it up. Needless to say it was definitely not worth it. That doesn't mean sometimes it can save your ass but the things that are needed to be considered are 1) do you really think it will come into play? As someone stated points only matter in about 15-17% of games. And how many of those games does the hook really come into play? 2) is it worth it to you? If it's a win, who cares. If it's a loss of course it would. As much as I was debating it, I didn't buy the hook on KC Sunday and instead of a push I lost. Key numbers can be good to buy the hook but it seems (I never tracked this) the price is not worth it because you will be paying more than .10 for those key number hooks. Of course it will make you feel better to have that number until it doesn't matter. So you need to ask yourself, is it really worth the price? If you think it is, buy it. If you don't then don't. Over time the chances of it actually saving you money is minute unless you are just that good at picking and choosing which game you should buy the 1/2 point. If that is the case, please do share which games we should buy the hook, lol. Good luck to you and all this betting season!