There are people out there who dont work at all. Who will support them you unpatriotic, gun toting, hiding behind your bible worthless American voter.....Your Chickens are coming home to roost......It will get much worse before it gets better....
All of these motivational statements are brought to you by The White House.....We say we care....So that proves it!
All of these motivational statements are brought to you by The White House.....We say we care....So that proves it!
hno:We are fine. Lot's more people worse off then us. I've been preparing for this for awhile as me and The Mrs. knew it was coming. The last one off too college next year. Just have to cut back on certain things we used to enjoy such as dining out. I am sure I will be out of a job completely in the next few months as our company is really suffering and was just bought out by our main competitor. Hey sometimes life shits on you but if you can survive it will get better eventually. Later boys and take care. See you all soon. I will have a play up later in the hockey forum that I really like a bunch tonight.
I'm sorry about your hit. My company had its third round of layoffs last night, bringing the total number of employees from 160 around August 07 to about 50 as of yesterday. Last week, my wifes co. (commerical real estate dev.) laid off every employee outside of the like 5 people. We are blessed at this point. Salary reductions are way better than lay offs IMO. But you do have to keep employees motivated.
-One thing, your numbers probably aren't as bad as you think.
Say you make 100K and wifey made 50K prior to reductions, your total gross inc was 150K.
-Her income is reduced to 40K, but yours only to 95K. That brings your new total gross to 135K.
-So you have lost 15K and 10% of your income.
But if wifey makes 100K and you make 50K...total gross is still $150K. Your wife is now bringing home $80K, and you are now bringing home $47500..for a new total gross of $127,500. That is a loss of $22,500 or 15%.
-If you both made $50K, your gross total was $100K. Her new bring home is $40K, and yours is $47500. That is a new gross total of $87500. This would be a loss of $12,500 or 12.5%.
So only if she makes a hugely disproportionate amount than you do have you gotten close to 25%. Either way, you have to budget differently.
-I now try to limit my wife $150 per week for disposable income. And i'm around $50
-One thing, your numbers probably aren't as bad as you think.
Say you make 100K and wifey made 50K prior to reductions, your total gross inc was 150K.
-Her income is reduced to 40K, but yours only to 95K. That brings your new total gross to 135K.
-So you have lost 15K and 10% of your income.
But if wifey makes 100K and you make 50K...total gross is still $150K. Your wife is now bringing home $80K, and you are now bringing home $47500..for a new total gross of $127,500. That is a loss of $22,500 or 15%.
-If you both made $50K, your gross total was $100K. Her new bring home is $40K, and yours is $47500. That is a new gross total of $87500. This would be a loss of $12,500 or 12.5%.
So only if she makes a hugely disproportionate amount than you do have you gotten close to 25%. Either way, you have to budget differently.
-I now try to limit my wife $150 per week for disposable income. And i'm around $50
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PO69 -
For many years, Neteller did not verify names or identities. Sportsbooks didn't verify names or identities on people using neteller. You do the math.
Over the last few years, Neteller did verify names and identities, but as long as you did not deposit to a neteller account from a bank (You could transfer in from a friend) Neteller did not verify names or identities when sending an EFT to a bank account. (The neteller account could be Mike Smith, but the linked bank account be Frank White)
Many lost a large, although debateable ethically source of income when Neteller left.
For many years, Neteller did not verify names or identities. Sportsbooks didn't verify names or identities on people using neteller. You do the math.
Over the last few years, Neteller did verify names and identities, but as long as you did not deposit to a neteller account from a bank (You could transfer in from a friend) Neteller did not verify names or identities when sending an EFT to a bank account. (The neteller account could be Mike Smith, but the linked bank account be Frank White)
Many lost a large, although debateable ethically source of income when Neteller left.
