Silly Question about CreditWagering.com (Sorry If It's a Repeat)

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Does anyone know what creditwagering's policy is for if you lose $350 or so, but don't cross the boundary of $400? I assume they still want that money, but it appears to me that they don't start collecting until you lose atleast $400. So what's to stop someone from losing a few hundred and calling it quits?

I sense there are some sarcastic remarks coming. Please excuse my ignorance
 

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I have owed $396 for about 3months. I just haven't seen anything on the card that I really liked.
 

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This can be found under Rules on the website..........

Squatting
Our Policy for settling is clear. If you are not down $400 then you do not have to settle, as long as your account maintains an active status. An account is considered active by wagering at least $100 in a 30-day period in the sportsbook. Any account that is not active will have to settle at the end of the next settlement period.
 

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This can be found under Rules on the website..........

Squatting
Our Policy for settling is clear. If you are not down $400 then you do not have to settle, as long as your account maintains an active status. An account is considered active by wagering at least $100 in a 30-day period in the sportsbook. Any account that is not active will have to settle at the end of the next settlement period.

Thanks Mondo. That's all the information I need
 

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