Primerica

Search

New member
Joined
Oct 6, 2008
Messages
39
Tokens
Has anybody ever used any of their services or work for them? I spoke to someone who works there today and it seems like it could make me some money.
 

Honey Badger Don't Give A Shit
Joined
Sep 21, 2004
Messages
46,540
Tokens
It's a reputable multi-level marketing system for term life insurance (primarily).

To that end, yes you can make some good money, but be prepared to commit to a couple years of 20+ hours a week in addition to whatever you're doing now since the front end income is not huge.
 

Member
Joined
Aug 6, 2006
Messages
24,884
Tokens
It is most certainly NOT a scam or a pyramid scheme. My best friend is an NSD at Primerica and there's no one I trust more. He would not screw anyone over or work for a company that ripped off the consumer.

Now as far as employment there it is a career path that is definitely not for everyone. You have to be sales-oriented and a go-getter.
 

Honey Badger Don't Give A Shit
Joined
Sep 21, 2004
Messages
46,540
Tokens
What Scott said

People who don't understand legit multi-level/network marketing businesses often refer to them as "pyramid" or "ponzi" schemes.

But that's founded in ignorance.

With no disrespect intended to KILN, who likely read some contrary information via the miracle of Google

I've known a lot of people who have earned strong incomes in the legit network marketing operations. And to that end, I just this month plugged back in - after a 12 year interval - with what is likely the strongest marketing network affiliated with Amway Global.

I had made some modest income with them in the mid 90s, but set it aside when I left Texas for Florida.

A wise move for anyone in today's economic climate (or really any time) is to get involved with a legit form of self-employed business.

Even if it's not for major $$ at this time, just earning $500-1000 a month in addition to your regular gig(s) can make a real difference in your future if you look ahead just three to five years.

There's several good opportunities available to most folks and I strongly encourage anyone who is not 100% confident in their current earning future to get involved with one that works best for you.
 

Member
Joined
Aug 6, 2006
Messages
24,884
Tokens
Actually, Primerica was originally started by Art Williams, who founded AL Williams which I posted about earlier today in the Citi thread. Art wrote a book called, "Common Sense." The theory was, instead of buying Whole or Universal Life Insurance [which IS A SCAM where when you borrow on the policy you are paying interest to ripoff companys by BORROWING YOUR OWN MONEY], you should buy pure term insurance and invest the difference.

AL Williams made it's bones by targeting ripoff firms like Prudential, who were selling horrible Whole Life policies to consumers. My friends quote was, "When you buy a Whole Life policy, your insurance company turns around and buys a term life policy on you." The only true insurance is term.

This is to everyone in here who has a wife and kids. If you've never learned anything from this forum -- If you have life insurance and it is not term you are getting ripped off!
 

Member
Joined
Aug 6, 2006
Messages
24,884
Tokens
Art once supported Pat Robertson for president. Oh well. nobody's perfect!
 

RDWHAHB
Joined
Oct 19, 2008
Messages
1,629
Tokens
People who don't understand legit multi-level/network marketing businesses often refer to them as "pyramid" or "ponzi" schemes.

But that's founded in ignorance.

With no disrespect intended to KILN, who likely read some contrary information via the miracle of Google

No disrespect taken.

I'm aware of the differences between a true Pyramid scheme and MLM "opportunities." IMHO, they are perhaps of a different family, but certainly the same species.
 

New member
Joined
Feb 3, 2007
Messages
1,916
Tokens
Their mutual funds have large upfront loads and you can find term life insurance at a better price elsewhere.

Anyways, I wouldn't feel comfortable receiving financial advice from someone who delivers pizzas for a living.
 

Forum statistics

Threads
1,119,790
Messages
13,573,054
Members
100,866
Latest member
tt88myy
The RX is the sports betting industry's leading information portal for bonuses, picks, and sportsbook reviews. Find the best deals offered by a sportsbook in your state and browse our free picks section.FacebookTwitterInstagramContact Usforum@therx.com