OT How many credit cards do you own?

[AlwayzRight]

?

 

[PapaParlay]

Zero. The ones I had are in collections and I have been denied for even a secured credit card.

 

[BronxCheer+]

7uke1:

 

[D2bets]

How many are owned or how many are used?

 

[AlwayzRight]

How many are owned or how many are used?

Owned...for instance I have 4 but only use 1

 

[michael777]

zero cards for me

 

[Doug]

2

 

[FullyEclipsed]

Too many. I don't like to cancel unused ones since it brings down your credit score.

 

[ANOTHERDAY]

0

Don't care to ever own one again. Debit cards are the way to go

 

[VIEJODINOSAUR]

2....but only use for travel and pay them off at the end of each month...

 

[HunterS.Thompson]

No cards no bank accounts I stay off the grid...CASH ONLY!!!

 

[LogansRun]

1. And I'm looking to cut that one up too. Debit cards or cash.

 

[shdw01]

I own about 5.....3 have zero balances.....

one has a balance that I have been paying down

the last one I use to accumulate miles and pay off every month

 

[wolfie_cr]

3

every single one gets paid off each month (despite the ridiculous amount of $ I put through each card ), there are like two things I don't pay with a card and one is the maid's wage (if she starts taking cc's.......that one would be on the card)

me and wife travel a lot and its hard to do that without cards

I would downsize to two but I am sure that if I wanted to get it back later on....it would not be that easy in this enviroment (actually I just asked the bank to lower one of my limits by 6k which they did in less than 24 hours LOL)

 

[whalewager]

47 and I pay the minimum...

 

[whalewager]

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[5teamparlay]

MY GUESS IS 34

GET STORE ONES FOR VARIOUS DISCOUNTS AND WHAT NOT....

a few different visas to see what works at OFFSHORE!!!!

 

[Willie99]

4 + 2 stores

only need one (maybe two), but they keep giving me some sort of incentive, especially the stores

so I have all kinds of points and coupons and comps which I never use face)(*^%

 

[G.MONEY]

4 use 2 and have zero debt, used correctly you can get some great stuff with points and money back

 

[5teamparlay]

If you have a household and want newer appliances and furniture those are must haves.
0 percent and your not getting a better deal with cash.