Going with the home team tonight guys. I am going against alot of guys that I respect here, but this game is too important for Carolina to lose. Julius Peppers has to get after Garcia and shake him up early. Carolina plays well at home and Delhomme should have plenty of time in the pocket to do his thing tonight. Tampa will be dropping 7 back in coverage with their cover 2 so expect Stewart and Williams to get their fair share of carries. I do see this as being a close game up until the very end but give Carolina an advantage here at home. Tampa is terrible in the redzone...would be last if the Rams weren't in the NFL. Carolina will come out fired up and win the field position battle. As always, turnovers are the key in games like this, so it all goes out the window if they are lopsided. Bottom line, the 3 or 3.5 won't come in to play as much as some of you think. I think Carolina gets a little payback and wins this one by 10 or 11. Let's say Carolina 20 Tampa Bay 9...Good luck as always my friends. Win that football $$$