I could understand, but I need to go with Carolina on this one.
Reasons are:
1. With divisional rivals, I usually see a split on the games..ie TB got the first one.
2. It is tough to go against the home team especially when evenly matched on MNF.
3. I see the Panthers wanting to jump the Bucs because of the head on beat. No better than doing it on MNF. I see it close but over the 38.
Regardless, this should be a great game. Probably won't put down any cash, but if I had to pick....